![]() Learn more in this video for floodplain managers and those involved in regulating, planning, designing, and constructing agricultural structures and accessory structures in special flood hazard areas. Zone X: Shaded Zone X: Unshaded Other Flood Zone Designations National Flood Insurance Program Frequently Asked Questions Flood Zone X: Proceed With Caution What Is Flood Zone X At the most basic level, flood zone code X indicates a low or moderate risk of flooding. Further, an accessory structure refers to a structure that is on the same parcel of property as a principal structure and the use of which is incidental to the use of the principal structure, such as a detached garage, carport, or storage shed. It should be used as a reference for floodplain managers and those involved in regulating, planning, designing, and constructing agricultural structures and accessory structures in SFHAs.Īs defined in the policy, an agricultural structure is a structure used exclusively in connection with the production, harvesting, storage, raising, or drying of agricultural commodities and livestock. The guidance document clarifies the definition of agricultural structures and accessory structures and establishes a clear, consistent process for ensuring compliance with National Flood Insurance Program (NFIP) design and performance standards for those structures located within the SFHA. These zones could still have flood risk as historically more than 20 of NFIP claims are made by policyholders in an X, B, or C zone. Flood insurance is not required within these zones. The purpose of this policy is to acknowledge the unique characteristics and uses of agricultural and accessory structures within the SFHA to ensure sound development and promote public health, safety, and welfare. FEMA’s low and moderate-risk flood zones those outside the SFHA are those that begin with the letters X, B, or C. ![]() Earlier this year, FEMA Deputy Associate Administrator for the Federal Insurance and Mitigation Administration (FIMA), David Maurstad, signed the FEMA Policy Floodplain Management Requirements for Agricultural Structures and Accessory Structures into effect. ![]() The Federal Emergency Management Agency (FEMA) has developed a guidance bulletin that clarifies and refines the requirements that apply to certain agricultural structures and accessory structures located in Special Flood Hazard Areas (SFHAs).
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